KukruC4NDLEETH brings together your accounts, portfolios and savings plans across different banks and trading venues in one view and shows you what really matters when it comes to your pension provision.
Many families today save through several custody accounts, brokers and bank accounts at the same time - a current account here, an ETF savings plan there, perhaps a company pension plan. Each platform only shows a section. A basis for decision-making that takes the overall picture into account is usually completely missing.
KukruC4NDLEETH consolidates these data sources into a single, understandable overview, acting as a central memory for all your assets - regardless of where they are located.
Schematic representation: several accounts and depots flow into a central dashboard that creates structure and overview.
Instead of just evaluating the past, KukruC4NDLEETH estimates how your assets could develop under various assumptions based on your previous savings rate and investment structure. This way you can see early on whether your current course fits your goals - such as financing your children's studies or retirement.
Whether a direct bank, neobroker or classic depot - KukruC4NDLEETH brings together the holdings from different providers in a common view. You no longer have to click through multiple apps to understand your overall assets.
KukruC4NDLEETH shows how strongly your assets depend on individual sectors, regions or asset classes and points out one-sided distributions. The assessment does not replace advice, but gives you a solid basis to make your decision with more peace of mind.
We know that making financial decisions with the support of software requires trust. That's why we explain every step — and the final decision is always yours.
You connect your accounts and portfolios via secure, standardized interfaces. Your access data remains with the respective banks and brokers - KukruC4NDLEETH only saves the inventory data necessary for the analysis.
The system compares the structure, distribution and development of your assets with typical goals for pension provision, education or diversification and clearly shows deviations.
You receive concrete, prioritized information - for example on how to reduce cluster risks. Only what you confirm will be implemented. KukruC4NDLEETH advises, you decide.
The Weber family distributed their retirement provision across a Riester pension, an ETF portfolio and a daily money account. With KukruC4NDLEETH they saw for the first time how these building blocks develop together and whether the division fits their planned retirement.
The Schmidt family put aside a fixed amount each month in a separate deposit for two planned study starts. KukruC4NDLEETH showed at what point the reserve is likely to be sufficient and where a slight adjustment to the savings rate would make sense.
A large part of the Krüger family's wealth was in stocks in a single sector. KukruC4NDLEETH made this concentration visible and proposed a broader distribution, which the family implemented gradually over several months.
KukruC4NDLEETH is designed for people who build their wealth wisely over the long term - not for short-term speculation. The analyzes are deliberately designed in such a way that they are understandable even without financial background.
The focus is not on the question of which investment promises the highest return in the short term, but rather whether your overall setup fits your goals and your risk tolerance.
Your account connections are established via encrypted, standardized interfaces, like those provided by banks for third-party access. Access data remains with your bank or broker. We process your data in accordance with the requirements of the GDPR and only store what is necessary for the analysis.
No. The interface was designed so that key figures are explained in everyday language. Technical terms are avoided or classified directly, so that you can assess recommendations even without prior knowledge.
The first analysis of your accounts is free and non-binding. We discuss details about additional functions and possible costs transparently before you decide to use it - there are no hidden fees.
Leave us your contact details. We will contact you to discuss connecting your accounts and prepare your initial analysis. There are no costs and no obligation.